How to Ladder Your FDs as a Senior Citizen for Better Interest Rates
As a senior citizen, preserving your savings while maximising returns is a top financial priority. Fixed deposits (FDs) have long been a trusted option due to their safety, predictability, and steady returns. However, with fluctuating bank FD interest rates, it is essential to employ smart strategies to maximise your earnings. One of the most effective techniques is FD laddering—a method that helps senior …