Fixed Deposit Minimum Amounts Explained: What Small Finance Banks Offer Compared to Traditional Banks

Fixed deposits (FDs) have long been a preferred choice for individuals seeking stable and low-risk investment options. Whether you’re a conservative investor or someone looking to park surplus funds, an fd account offers assured returns and capital protection. However, one of the primary considerations before opening an FD is understanding the fixed deposit minimum amount required by different banks. In this blog, we …

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What is an Investment Portfolio and How to Build One? Know Here!

An investment portfolio is essentially a collection of financial assets held by an individual or institution designed to grow wealth, manage risk, and meet specific financial goals. Building a well-structured portfolio is a crucial step toward securing your financial future and achieving your objectives. Whether you are new to investing or looking to refine your strategy, understanding the basics of portfolio construction can …

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Is the Cost of Income Insurance the Same for Everyone? How Your Occupation and Health Matter

Income insurance is a financial safety net that protects individuals if they cannot work due to illness, injury, or other unforeseen events. While many people understand the importance of this kind of cover, not everyone realises that the cost of income insurance isn’t the same for everyone. Your occupation and health status determine how much you will pay for a policy. In this …

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Term Insurance vs ULIP: Which Suits a First-Time Earner Better?

Starting your financial journey can be exciting and overwhelming at the same time. Every rupee counts for a first-time earner, and your decision shapes your long-term financial security. Among the many financial products available, two options often stand out for beginners: term insurance and ULIP (Unit Linked Insurance Plan). Both offer life cover, but their purposes, features, and benefits differ. So, how do …

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Everything You Need to Know About Getting an Instant Personal Loan Online

In today’s fast-moving world, financial needs can arise without warning — whether it’s for a medical emergency, home repairs, travel plans, or even consolidating debt. Thankfully, you no longer need to go through long bank queues or piles of paperwork to get access to funds. Thanks to the rise of digital lending, you can now apply for an instant personal loan online, right from …

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